LUMOS
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Private affairs on the same file

Ancillary Services

Property, visas, insurance, and concierge for the owner. When an office asks for a document, the advisor who already holds the company file picks up.

What we deliver in ancillary services

Clear scope. Named ownership. No vague retainers.

Real Estate Portfolio Management

Sourcing, due diligence, and tenant oversight across UAE holdings, run by the advisor who files your accounts.

VIP Concierge

Travel bookings, reservations, and last-minute requests for you and your family, fielded by someone who already knows your calendar.

Insurance Brokerage: Saniya Tradevisory

Places business and personal cover and reads the policy back before renewal.

Family Visas

When immigration flags a missing attestation, the team handling your spouse and children's permits already holds the document.

Real Estate Golden Visa

We confirm property clears the AED 2M threshold, then file the ten-year application and dependents.

Mortgage Consultancy

Compares offers across UAE lenders, structures the loan against your entities, with a LUMOS advisor at signing.

Banking Relationships

On request

Card and account selection matched to your spend and the bank relationships you already hold, with the application paperwork prepared for you.

Where this meets the rest

Shareholding, visa status, and whether property is in your name or the company's changes what Accounting files for corporate tax. The same visa status decides who Software can name as signatory on your licence, domain, and banking.

Send a short brief. The lead who would run it reads it first.

You see your draft plan before contact details leave this device.